PRESONAL LOAN

Personal Loan

Now no need of worrying about your abnormal expenses like planning your picnic, or medical expenses or marriage, we have designed special product for you. Even employees first time borrower and with lesser salary of Rs 15,000/- pm (net) can borrow from us.

We provide loans in credit line form, so employees can park their salary for temporary period in their account which not only help them to reduce interest burden but also help you pay loan in shorter period.

Eligibility

  1. You should have regular and full time job in corporate for 2 years.
  2. You should have own residence.
  3. Salary should be credited directly into your bank account.
  4. Your CIBIL score should be over 700.

Features

  1. Loan is provided as Overdraft Facility, which reduce your interest cost.
  2. Loan tenure of 6 months to 24 Months.
  3. Loan amount from 20,000 to 2 lacs.
  4. Loan is given to applicant having monthly salary of Rs 15000 and above.

Documents

  1. KYC documents of the applicant.
  2. Salary Slip for 6 Months.
  3. Bank statement for the last 6 months.
  4. Form 16 for 2 years.
  5. Proof of ownership of residence.

Eligibility

  • You should be in operational business for a minimum of 2 years.
  • You should have a self owned house or business premise.
  • Your annual income should be minimum Rs 3 lacs in last 2 financial years.
  • You should have a good CIBIL score & credit history.

Features

  • Loan is provided as Overdraft Facility,which reduce your interest cost.
  • Loan tenure of 6 months to 24 Months.
  • Loan amount from 50,000 to 5 lac
  • Fast disbursement : within 24 hours after completion of documents

Documents

  • KYC documents of the applicant and the organisation
  • ITR – Financial documents for the last 2 years
  • Bank statements for the last 12 months
  • Existing Loan or overdraft sanction letters ( if any)

Testimonials

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